What if Budget 2027 could speak directly to you? Cakap Ringgit is a personalised, AI-powered podcast generator for Malaysia's Budget, built by Agmo. Instead of a long budget document or a lengthy speech, you get a short podcast of about five minutes that explains what the Budget means for your life, and it is free for every Malaysian.
How it works
- Tell us about yourself. Share your age, occupation, family situation and where you live. The form takes five short steps (About you, Work, Family, Home and money, Review), and it explains why each question is asked. It does not ask for your IC or exact salary.
- AI makes it personal. The AI identifies the Budget announcements that are most relevant to your life.
- Listen to your own podcast. You get a short, easy-to-understand episode created just for you, with a transcript that follows along as it plays.
- In your preferred language. Episodes are available in English, Bahasa Malaysia or Chinese (中文).
Same national budget, different lives
Every episode is written for one person's work, family and town. Imagine:
- A university student in Penang hears about education assistance, PTPTN and living costs.
- An entrepreneur in Kuala Lumpur discovers SME incentives, tax benefits and business grants.
- A retiree in Perak learns about healthcare support and financial assistance.
- A working parent in Selangor finds out which reliefs and benefits matter to the family.
Cakap Ringgit also lets you hear someone else's episode first. Its sample episodes cover a student, a business owner, a civil servant, a retiree, a private-sector employee and a farmer, so you can pick someone whose life looks like yours.
Why we built it
We believe AI shouldn't just make technology smarter. It should make important information more accessible, understandable and relevant to everyone. Cakap Ringgit is one small example of how Malaysian-built AI can create meaningful impact for Malaysians.
Episodes are AI-generated summaries for general information. Check official Budget documents and agency announcements before acting on any measure.