BFSI & Fintech Software Development in Malaysia

Debt fundraising and P2P financing platform

A regulated market operator (RMO) platform built end to end for a national exchange group and a credit rating agency. Agmo designed the IT and cybersecurity policy, the solution architecture and the full platform, and assisted both parties with the RMO application and technical assessment with the securities regulator.

• Issuer and investor onboarding with individual eKYC and corporate eKYB
• Primary market, plus a secondary trading market with order book, matching and market surveillance
• DuitNow and core-system integration, on a cloud-native AWS stack with WAF and managed Postgres

Capital market learning portal and CMS

The primary hub for capital market learning and development: licensing examination information and registration, professional training programmes, e-learning portals and continuing professional education, and an online shop for study materials.

• Website development and CMS, content migration and integration
• SEO, performance and security optimisation, QA, deployment and post-launch support

Digital customer onboarding

A digital customer onboarding solution for a leading investment bank.

Bank statement digitalisation

Printing paper statements every day is costly: a paper statement is about five times more expensive than a digital one. Agmo helped banks and financial institutions move statements to digital delivery, with marketing analytics layered on top.

AI DocLab OCR for financial documents

Manual analysis of bank statements and invoices is slow, and tampering is hard to catch at the point of application. Agmo built a bank statement parser and analyser using OCR that checks documents for inconsistencies.

• Automated extraction from statements and invoices
• Checks for document tampering and inconsistency

Licensed e-wallets and fintech operators

Agmo has delivered e-wallets under Bank Negara licences (campus and national-scale wallets, and a state government wallet), a regulated crowdfunding and P2P platform, a licensed digital investment manager, and a goal-based, gamified investing app integrated with an asset management company's backend.

Web3, blockchain and digital assets

Agmo contributed to Malaysia's national blockchain initiative, built for an SC-regulated digital asset exchange backed by a global crypto exchange, and delivered an NFT marketplace for a listed e-government services company.

Credit, insurance and investing apps

A credit rating app, credit and lending services, insurance services, an insurance and road tax integration, an insurance mini-app and a stock screener, delivered for credit, lending and insurance businesses.